If you need help with the first discussion, I’ll suggest a couple topics related

If you need help with the first discussion, I’ll suggest a couple topics related to Chapter 8 in our textbook and as discussed in class:What is a covenant? What is or are some examples? Why does a bank require them?
What are the 5 questions a banker generally asks a loan applicant?
What is an “abundance of caution”?
Why are interest rates on credit cards so high?
What is collateral?
based on these questions , choose one to discuss on and may provide a thoughtful question on the end.
Requirements: 500 words

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